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Latest Articles

Saturday, 14 March 2020 19:33

Business Protection - Case Study

It is common for business owners to become focused on the day-to-day operations of their business without ever considering a range of possible pitfalls that could occur in the future.

Life insurance is commonly thought to protect your family in the case of your death, but it can actually be an important investment to ensure protection for your business.

Learn how we were able to ensure that our client’s business could continue to trade beyond the client’s lifetime in a recent case study below:

Friday, 31 January 2020 10:25

What is a Salary Sacrifice Scheme?

Employees may receive a non-cash benefit-in by reducing an employee’s entitlement to cash pay. This is referred to as ‘salary sacrifice’ and is an agreement that must be set up by altering the terms of an employment contract and an employee must agree to this change.

Saturday, 05 October 2019 11:29

How to profit from market pessimism

"The most common cause of low prices is pessimism – sometimes pervasive, sometimes specific to a company or industry. We want to do business in such an environment, not because we like pessimism but because we like the prices it produces. It's optimism what is the enemy of the rational buyer." - Warren Buffet

The political situation in the UK has driven an unprecedented level of uncertainty and pessimism. The knock off effect has been a widespread mentality to wait and see what is happening before they make any serious financial decisions. Yet, this is not unusual for the market. People tend to avoid investment when markets are unstable and buy when there is a feeling of optimism. If someone hears someone else is investing this creates a broad sense of euphoria where other investors jump on the bandwagon.