Why Take Financial Advice
Before you can determine what the value in paying for professional advice is, you must first understand what a financial adviser can do for you.
Financial advisers help set and assess appropriate, realistic and manageable financial goals.
So why should you pay for an adviser when you manage your own money, already have a pension or turn to the internet for all of life’s questions? Simple, even a seemingly straight forward financial goal can involve numerous decisions and a lot of time and effort to make your optimal return of investment. Just like you wouldn’t want to try to fix a broken-down car without any auto mechanic training or build a house without paying an architect, you should not make life-altering financial decisions without asking for at least some degree of paid for help.
How can we help achieve your financial goals?
At Vance Financial Management, we provide individuals and businesses with clear, straightforward and concise advice. For us it is so important that you feel comfortable and fully understand the advice we’re giving you and we do so in a very approachable manner.
We add value by assessing your individual risk attitude and we only guide our clients to investments that reflect their financial objectives, needs and requirements, and period of time they are looking to invest for, in correlation with whatever goals you have for the future.
We don’t look at one solution. We look at an overall strategy for you and we manage that strategy on a regular basis because economic, regulatory, and the fiscal climate always change so they must always be taken into consideration. We pride ourselves on our dynamic and proactive business approach, and over the years as financial advisers, we’ve
created an excellent reputation for honesty, integrity, and service and fully commit to our four key promises:
- Honest Assessments – We only take on clients when we’re sure we can help them with their finances. If we can’t help you, we won’t try.
- Tailored Strategy – We assess your needs and wants to create a tailored offering that is suitable for your requirements, so you’ll never pay for a service you don’t need.
- Transparency – You’ll never be kept in the dark at any point, we’ll communicate with you clearly in plain English so you know exactly what we’re doing and why, as well as what comes next.
- Personal Communication – Whenever you have a question or you’re confused by something, you can always speak to your dedicated adviser who is never more than a phone call away.
Ensuring adequate money is available for immediate daily needs as well as a reserve being set in place are just a couple of fundamental principles that are prerequisites to investing any sum of money.Investment.
Arranging care for yourself or a member of your family can be a complicated process as well as being very emotional. There’s a lot to consider, and the process can feel overwhelming if you don’t have the right assistance to find the best possible care for you or your loved one.
Vance Financial Management offer an extensive range of advice with pension planning depending on when you start your plan.
At Retirement, the advice needed is essential as the options available are wide and varied. Many of which are irreversible once selected, such as signing up to an annuity
Life Insurance provides you financial peace of mind insuring you and/or your family are protected in a range of circumstances including ill health, critical illness and death.
Could you and your family cope financially if you were not become critically ill and could not work? It’s not a nice question to consider, but it’s an important consideration. If you think you and your loved ones would struggle to pay the mortgage or meet the cost of other household bills, you should consider critical illness insurance.
It’s important for businesses to insure their company’s property, equipment and fixed assets. However, it is far too common for businesses to overlook the people who drive the business. Many businesses fail to recognise the potential impact the death of a key employee, shareholder, or partner could have on the financial security of the business, not to mention on their surviving family.
The current allowance whereby no inheritance tax is charged is on the first £325,000 (per person) of someone’s estate – which is the value of their total assets they leave behind when they die.
There are a number of ways in which you can avoid a high inheritance tax…
Do you need assistance managing your money so it can be used to help someone after you die or to contribute towards your care in later life? A trust is a great way to do this.
Kind Words from our Clients
I have always been impressed by his market knowledge , and desire to find solutions for retirement/investments that are best suited to our personal situation.
In addition,David helped to progress a critical illness claim after a fall at home 5 years ago ,resulting in premature retirement, when the company concerned was less than helpful initially.
His visits are always at a mutually suitable time and date , and David is a friendly and welcome visitor.
His investment suggestions and portfolio changes changes have proven to be good choices to date, and we look forward to David’s advice for years to come..
Dr A M
Dr M G
We feel that we can contact David and his office staff at anytime.
W. & M. R
When circumstances required prioritisation of attention and energy to other areas of our lives, it was reassuring to know he was continuing to monitor and review. He quickly responded to any questions we had and promptly dealt with matters which required attention.
The prospect of challenges ahead is less daunting, knowing that we have his continued support and interest in ensuring positive outcomes in our financial planning.
Dr B. B.
Miss A. M.
I would recommend him to anyone requiring impartial financial advice.
Mr W. O.
Mr J. S.
My association with David has become a working relationship where I am happy to share all my private and personal information, in return for the best financial advice available. His advice to date has proved to be sound and I am very pleased with the monies that my investments have accrued over this period.
Dealing with David also makes me relaxed, knowing that he understands my lifestyle, he provides me with individual attention by considering the fine details of my financial position, he considers my future requirements and he always emphasises the possible attached risks.
Honesty and integrity are important factors to me and Vance Financial Management are a company that I highly recommend.
Mr A. W.
Mr M. S.
© 2022 Vance Financial Management. All Rights Reserved.
VANCE Financial Management is a trading name of David Vance Consulting Ltd, a company registered in Scotland (SC346801).
David Vance Consulting Ltd is authorised and regulated by the Financial Conduct Authority (FCA FRN 806587).
The FCA does not regulate tax advice, trusts and wills.
Registered Office: Suite 324-325, Baltic Chambers, 50 Wellington Street, Glasgow, G2 6HJ.
Tel: 0141 202 0753 – Email: email@example.com – Web: www.vancefm.co.uk
The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK